How the Past Can Haunt Your Credit Score
If you’ve been trying to get your credit affairs together, yet having no luck there’s probably a good explanation for it. Many times people pay their debts on time and keep their balances low, yet for some reason never see…
Here’s What You Can Legally Dispute On Your Credit Report
If you’re wondering what you can dispute on your credit report, the answer is pretty much anything. The most common disputes you can make include: Wrong Identity Information: If you see anywhere on your credit report that shows a wrong…
Important Questions To Ask Your Credit Card Company
As a credit customer, it’s easy to feel like your credit card company is a dictatorship. Whatever they say goes and you’re lucky you’ve even been allowed to use “their” credit. Did you know that as the customer they actually…
Rewards Cards for Those with Poor Credit
Having a poor credit score is stressful, and bringing it up to a good place only weighs on you more. It’s particularly hard to get a new credit card when your score is low, too. Here are some good rewards…
Build Your Credit Score with a Lending Circle
Lending circles are a great way for people who are unable to qualify for credit cards to kickstart their credit. A lending circle is a type of installment loan where a group of people put money into a pool each…
Quick Fix for Improving Your Credit Score
We all know that credit scores are important, and keeping them up can sometimes feel difficult. Here are some tips for improving your score quickly and easily. Credit utilization: The higher your credit utilization, the lower your score will be….